Steve Freeman is Principal of Bridge Creek Consulting LLC, which offers cybersecurity and payments consulting, writing, and expert witness services to clients worldwide. Since launching Bridge Creek in 2018, he has served as a payments expert witness for a deposition and trial related to a large merchant data breach, completed a major data privacy consulting project for Visa Inc., and performed consulting and writing work for multiple cybersecurity companies.
Prior to launching Bridge Creek, Steve had a successful career with Visa Inc., where he managed Visa’s Global Compromised Account Recovery (GCAR) program, which allocates losses between Visa clients involved in large-scale payment data breach events. In this role, Steve represented Visa in five depositions related to large merchant and processor data breaches that qualified for the GCAR program. Other positions held by Steve in his tenure with Visa include SVP of Distributed Processing Solutions, SVP Processing Professional Services, VP VisaNet Service Management, and Director Risk Communications. Prior to joining Visa, he was a managing partner at MCG, Inc., a boutique payments consulting firm. Steve has deep expertise in data breach response programs; payments products and services; FinTech; cybersecurity; data privacy; and risk and fraud management. He holds an MBA in global business from Saint Mary’s College of California and bachelor’s degrees in Business and English from the University of Southern California.